6 million, which means the comfortable thought of retirement in line with their own imagination, in the retirement age of 60 must hold 6 million yuan on hand. Qian Xiaojun again 30 years spent in retirement as a benchmark to recalculate them each month. "Even if a substantial reduction in retirement living expenses, but the monthly basic living expenses 6000, couples allowance 2500, 1800 car maintenance costs, and other expenses 1800 is essential, so a total need of about 12,000 yuan per month. Even so, the 60-year-old also 4.32 million yuan was required …… " Qian Xiaojun began aching chest, he did not make enough confident in the remaining 25 years of 4.32 million yuan. But he decided to do the math, if Branded Hand Flags you want to save enough in 25 years after the 4.32 million yuan, now a month how much should be saved He is linked to a bank's financial website, the project began in column eleven input data. Target Buy Decorative Garden Flags
Amount: 4.32 million yuan; savings period: 25 years; annual interest rate: 4%; interest calculation: simple interest. After the input is complete, the Branded Hand Flags results displayed on the computer for 9500 yuan, which is 2.7 times his current savings, and nearly half of his after-tax wages. He could not help but heaved a sigh of relief, then how did not expect to need such a large sum of money, but also on their years of ignorance ashamed and scared. Do not be too dependent on national pension Depressed mood suddenly remembered that he still has money Xiaojun Branded Hand Flags national pension. "Yes, there are national pension it, since I have been paid to work, to the time it will be a substantial amount of retirement income. Although there are many people on Branded Hand Flags the national pension skeptical, but this is an act of state, do not there will not be honored in what circumstances " If you can get national pension when they retire, budget funds for retirement will no doubt prepared to cut a lot. He entered Branded Hand Flags the National Pension website, start a query to get the number of pension when they retire themselves. To his surprise, the national pension payment time even after his 65 years, he had assumed that the age of 60 can get their own pensions, Branded Hand Flags but Custom Feather Flags Wholesale
eligibility never start up in 2013 adjusted once every five years , after the 2033, must be at least 65 years before they can receive a pension.Section 34: Do not be too dependent on the National Pension (2) At the current salary levels as a benchmark, the money is expected Xiaojun pension payments equal to the current 6,500 yuan, is now 27% of pre-tax income, although not as much, but this is retirement reserve dichotomy One, such a calculation mind at ease a lot. However, the National Pension payment schedule will really do, such concerns are still lingering in his mind. He searched the Internet some of the more specific content, find out the retirement security system is composed of the national pension, retirement annuities and individual annuity business into three parts, the purpose is to protect the citizens of the national pension in old age to enjoy the most basic living conditions emphasizes the social security; corporate retirement annuity nationals to provide basic retirement protection; personal pension is to guarantee citizens can enjoy a more prosperous retirement. Korea until the end of 2005 before the implementation of corporate retirement pension system, is still in its infancy, so the original should be the role of enterprise annuity, currently still individuals served. About the future of national pension, most of the views of public opinion a negative attitude. In the current situation continues, the 2036 deficit will be, in 2047 the Foundation is completely depleted. Hence the need to reform a "pay more to get less" in the form of voice has become the mainstream media reports. "I mean that when you can get national pension, the state began to emerge deficit Is a deficit occurs, the national pension will not get a penny Maybe just pay rate will be substantially reduced it." Although my heart very reluctant, but money is still in the future Xiaojun how to get the number of national pension seriously thinking about it, the final decision is now expected to be paid Patriotic Feather Flags
according to the amount of 50% to develop a retirement plan. Assuming there is no plan to the National Pension uncertainties into account, and when the last actual and expected deviation bound own regret. Since the retirement plan to develop, he felt or to develop a safe and reliable solution. Removal is expected to hand half 3000 yuan pension, the monthly cost of living in retirement needs 9000 yuan, 9000 yuan according to calculations, a total of 3.24 million yuan (9000 yuan / month × 12 months × 30 years = 3.24 million yuan) retirement funds, which, although more than 4.32 million yuan minus a lot, but there are also affordable, plus all the money has been used as a retirement fund, the cost of education and marriage of their children did not count. How much home for the elderly to live in Section 35: Do not be too dependent on the National Pension (3) He slightly tidied thoughts, suddenly remembered the dream appeared nursing homes and homes for the elderly. He seems to have read the previous similar reports, it appears that home for the elderly should be mentioned in the report is complex for the elderly living space, covered the various needs of food, clean, health, sports, etc., can be resolved in the old people's home. He entered "nursing home" in the portal site, out of several nursing home page. Perhaps it is because the Korean culture was introduced shortly after the nursing home, the information does not seem to imagine more, and even some are in the property transfer, or are still under construction.